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Plutas Insure · Drought

Automatic drought payouts when the monsoon fails

Parametric drought insurance that automatically pays out when rainfall deficits breach predefined thresholds at your PIN code, no surveys, no waiting.

0%+

Of rainfed cropland affected by drought

0M+

Farmers & rural workers exposed

~0 hrs

Average payout after trigger confirmation

₹0

Policy cost

How it works

From setup to automatic payout

01

Setup

Enter your PIN code and crop season.

02

Pricing

AI calculates your drought premium instantly based on your coverage selection.

03

Issue

Choose your payout amount and pay digitally for an instant policy.

04

Payout

Automated settlement with continuous IMD rainfall monitoring.

Perils covered

What triggers a payout

Meteorological DroughtRainfall deficit
Agricultural DroughtSoil moisture
Hydrological DroughtReservoir / groundwater
The advantage

Built for farmers, not paperwork

PIN-code level pricing using 30+ years of historical data.

Trigger-based payouts without crop-cutting surveys.

Faster liquidity during the growing season.

Fully digital policy management.

IRDAI-compliant framework.

Shield Your World in the Blink of an Eye

Get a hyperlocal parametric quote in minutes, or talk to our team about powering protection at scale.