Free Tool
Parametric Insurance Trigger Builder
Explore weather triggers, payout logic, and basis risk for a parametric product, visualise the payout curve instantly.
Your inputs
Trigger (payout starts)150 mm
Exit (100% payout)300 mm
Sum insured per policy100000
Estimated results
Payout curve (mm)
50
85
120
155
190
225
260
295
330
365
400
₹1.00 L
Max payout (at 300mm)
₹50,000
Mid payout (at 225mm)
Basis risk
Moderate, a wider band smooths payouts and better tracks actual loss.
Indicative estimate from public climate baselines for demonstration. A Plutas analyst report uses live IMD + ERA5 data scored to your exact location and exposure.
Build this product with Plutas
Our team will model historical payouts on real IMD/ERA5 data, price the product, and structure the reinsurance, get the full feasibility pack.
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